Our Software

I4A, and its industry partner, CSMB have developed and launched RiskRator™, a first-in class dynamic, and efficient software solution for performing single entity and enterprise-wide BSA/AML/CFT risk assessments.  RiskRator™ incorporates FATF, FFIEC and BSA/AML Examination guidance and procedures and couples them with your institution specific transaction data to measure inherent and residual AML and OFAC risk levels.                                                                    

RiskRator™ includes the following features: 

• Provides a proven Risk Assessment methodology to assess your AML risk across your institutions' Products, Services, Customers, Channels, and Geographies
• Automates the process of assessing and rating your AML/CFT Compliance Programs and controls
• Assessment and rating of the methods and technology used for Sanctions (i.e. OFAC) screening and OFAC controls
• Application of a risk weighted analysis to all mitigating factors resulting in the residual risk for each area and an overall risk profile for the organization.
• Can provide you with risk over time calculations and "what if" scenarios designed to help you improve against and adjust to changing business realities.
• Incorporates robust business intelligence tools to carry out a detailed analysis of your business and spot trends and anomalous behavior.
• Allows for the creation of Dashboards and Storyboards that can be shared with Compliance teams, management committees, correspondent banks, and regulators.
• Allows for the sharing of analysis and reports that were created on an ad-hoc basis or on a pre-defined schedule.